Conditions of Use

1. General

1.1. You are welcome to access Risu Monepeh (the "Website")

1.2. This website provides information about trading services ("Services") available on third-party platforms ("Third-Party Platforms").

1.3. These Terms are legally binding between you and the Website owner, and you must read them before using our Services. Additionally, to use the Website, you must accept the full Terms, which govern your access to it. We reserve the right to update and amend the Terms.

By agreeing to our Terms, you acknowledge that you also agree to our Privacy Policy (available here).

2. Eligibility

2.1. Provided you meet the legal requirements and accept and comply with the Website’s Terms and Conditions, you will have full access to our Services.

2.1.1. To access our Services, you must be aged 18 or over

2.1.2. You must have the legal capacity to accept our terms and conditions.

2.1.3. Your use of our Website and the Services offered through it must be lawful in the country or territory where you reside. You must not be prohibited by law from using our Website.

2.2. The Company and the Website accept no responsibility for any unlawful use of our Services by users. We also make no guarantees, warranties, or representations regarding the legal status of any person who uses our Services or the Website.

3. Restricted Access Territories

3.1. We reserve the right to refuse access to our Website or Services if (i) a user is located in a restricted area (“Restricted Territories”), and (ii) we believe that allowing the user to access our Services would pose a legal, regulatory, or reputational risk to the Company. This statement does not limit our rights to the situations described.

3.2. Where users are located in certain jurisdictions, the Company reserves the right to restrict user access until additional terms are agreed to and implemented. While in a Restricted Territory, the Services and Website may be blocked or otherwise unavailable.

4. Prohibited activities

4.1. The conditions for responsible use of this Website and its Services are as follows:

4.1.1. Users may utilise the Website Services for their intended purposes, including uploading and sharing content. However, this must not include the following prohibited materials: 1) data and/or files containing viruses or other potentially harmful code, whether targeting our Website or the systems of our third-party partners, or any material that blocks or hinders other users from accessing the Website Services; 2) any content whose sharing would infringe copyright, intellectual property, or other rights; 3) any content that contains threats, defamation, racism, slander, or insults; 4) any content that breaches any applicable law in any relevant jurisdiction; 5) any marketing or advertising material unless prior written consent has been obtained.

4.1.2. You must not alter, destroy or remove any legal notices, services, software, design elements, logos, or other proprietary materials from the Website.

4.1.3. You must not access the Website's Services by any means or interface other than via the Website itself.

4.1.4. You must not interfere with other users' use of the Website and its Services.

4.1.5. Accessing the Website or its Services via external bots, automation tools, or any unauthorised software is prohibited.

4.1.6. No data collection or transmission to or from the Website, whether active or passive, including via cookies, spyware, beacons, or similar technologies, is permitted.

4.1.7. You must not attempt to replicate the Website and its services in any way, including their appearance and/or functionality. This includes creating mirror sites or using any other method, whether currently known or yet to be developed.

4.1.8. While using the Website and its Services, you must not violate applicable laws, infringe copyright, use pirated software, commit identity theft, or engage in hacking. No illegal activity of any kind, including encouraging others to do so, is permitted.

4.1.9. You must not upload software or attempt in any way to alter the Website’s source code. You must not harm the Website or interfere with others’ use or enjoyment of the Website.

4.1.10. You must not attempt to copy the Website and/or its Services by any form of reverse engineering, including disassembly or decompilation, or by any other method or technology.

4.2. If we suspect your use of the Website breaches any applicable laws or our Terms of Use, we reserve the right to monitor your use of the Website and its Services. If we determine that you have breached our Terms of Use and/or any applicable laws, we may cancel your account, suspend your access to the Website, disclose your activities to the relevant authorities or third-party service providers, or take other action, up to and including legal proceedings. These Website Terms of Use are in addition to any other rights the Company may have, both legal and civil.

5. Rights in Intellectual Property

5.1. All materials on our website, including videos, images, logos, text, audio, designs, brands, trademarks and any other content, are protected by intellectual property rights belonging to the Company and, where applicable, to relevant third-party providers.

5.2. Users do not acquire any intellectual property rights in any content on the Website. They receive only limited rights, subject to the applicable terms and conditions of use, permitting them to access the Website and its Services. All other rights, title and interest in the Website and its Services belong to the Company.

5.3. The Website and all Services available on it may only be accessed and used for personal, non-commercial purposes.

5.4. Users must not, whether knowingly or through negligence, permit any other person to copy, modify, or duplicate any aspect of the Website by any means. This includes, without limitation, reverse engineering, decompiling, or copying the specific service configuration or Website source code.

6. Liability Limitations

6.1. By agreeing to use the Website and its Services under the Terms of Service, the user is solely responsible for any outcomes arising from such use. The Website and the Company make no representations or warranties, whether express or implied, regarding the results of using the Website, or its quality, fitness for a particular purpose, usability, accuracy, or any other aspect of the Website and its usability. The user acknowledges that all content and Services on the Website are provided “as is”, including any faults or limitations.

6.2. In the event of any disruptions to service beyond our control, or interruptions in the transmission of information through our Services, we accept no responsibility. We are also not liable for any informational errors, including omissions or inaccuracies, in website content.

6.3. Any losses you incur while using the Services on the Website are your responsibility alone. By agreeing to the Terms of Service, you agree to be indemnified for such losses, including those arising from your consensual use of third-party services. You also agree that you are solely responsible for any decisions made in relation to your activity on the Website, including any reliance on information provided by the Website and its Services.

6.4. You are solely responsible for any damages or losses suffered by you or your agents, whether direct or indirect. We accept no liability or responsibility for such losses, to the fullest extent permitted by law. This includes loss of income, savings, or personal data arising from your use of the site.

6.5. The Company is not responsible for any technical issues arising from technology failures, including telephone lines, internet services, computers, or any other hardware or software. Any costs or losses arising from use of the internet are also not our responsibility.

7. Services, Content and Promotions by Third-Party Providers

7.1. On our Website, when using our Services, you acknowledge that third-party content may be present, including advertisements and reviews of such platforms.

7.2. Products and services from third-party providers featured on our website are not our responsibility, nor do we guarantee their quality or that they are up to date.

7.3. Before making any decisions or purchases, submitting direct enquiries, or visiting third-party service providers, we strongly advise users to verify the accuracy of any claims. Any decisions, consent, or purchases you make with these services are entirely your responsibility.

8. Links

8.1. Please note that the Website contains our own content and services, as well as advertisements, links, and materials supplied by third-party service providers. You are solely responsible for accessing or using any such websites or services, including any loss or damage arising therefrom. This includes any products, services, and/or software you use via those websites. Please exercise due diligence before downloading, purchasing, or providing personal data to any third-party website. Likewise, do not rely on their information or claims without verifying them independently.

8.2. Advertisements, images, hyperlinks, or any other promotions or references to third-party websites do not constitute an endorsement by the Website or the Company. We do not authorise or endorse, nor are we affiliated with, any linked websites or any products, information, materials, services, software, or business operations, unless explicitly stated.

8.3. We cannot reasonably review, research, or provide opinions on every third-party company that advertises or every hyperlink provided. Nor can we be held responsible for the quality of services offered by these companies. Accordingly, we are not liable for any loss or damage you may incur from using such third-party services or websites, including their products, software, information, or any other service. You are strongly advised to research any company thoroughly before engaging with them or sharing personal data, particularly prior to making any purchase.

8.4. Always read and understand the policies and terms of use of any third-party websites, including those that advertise on our Website. Do this before contacting them or making any purchases through those sites.

9. Miscellaneous

9.1. Specific Services offered on the Website may be modified, suspended, or discontinued as necessary or appropriate. We reserve this right as part of normal operations, site enhancements, and similar activities. Such changes will not be implemented in a way that adversely affects you, and you will not be entitled to bring claims against us in relation to them.

9.2. The Website’s Terms of Use may be updated at any time. If changes are made, you will be notified as soon as reasonably practicable, typically within a few working days. Continued use of the Website following the date-stamped publication of revised Terms of Use will be taken to constitute acceptance of those terms.

9.3. Any information transmitted through the website to any other location, website, third-party service, or organisation does not in any way imply or establish any relationship beyond what is expressly set out in writing in these terms. By transmitting such information, the user knowingly consents to these terms.

9.4. Any agreement or statement, whether written or oral, that is outside the specific provisions of these Terms of Use has no legal effect and is not binding on either party. Only the Terms of Use and the Privacy Policy of the Company and the Website, as amended and accepted, constitute the binding agreement between the user and the Website.

9.5. Any right granted under these Terms that is not exercised, whether by consent, neglect, or inability, will be deemed waived. Any exercise of a right, in whole or in part, shall form part of any further exercise of that right or remedy, which shall remain in force.

9.6. If any provision of these Terms is found to be null and void by a court of competent jurisdiction under applicable law, that provision shall be severed from these Terms. The rest of these Terms shall remain in full force and effect, unaffected by the excluded provision. The remaining provisions shall be interpreted in line with the court’s ruling, so as to reflect the intended purpose and meaning without the excluded clause(s).

9.7. These Terms allow the website, including all Services, to be operated and managed by third-party service providers. In such cases, they may transfer all of their rights and obligations. Users may not transfer their rights or obligations to any other party and remain solely responsible.